Here’s the easiest one, that probably hurts the most at first. The fouth of 4 rules to personal money management and budgeting is PLAY and this one comes naturally. You’re probably used to spending a lot of money on PLAY so it can be a shocker at first when you start to curb the bad  … Read more

We all got to live right? The third of 4 rules to personal money management and budgeting in this category is your living expenses. This does not include, $5 dollar coffees everyday or eating out 2 out of 3 meals a day. It doesn’t include going to the club, the movies, golfing, etc. It’s about  … Read more

The second of 4 rules to personal money management and budgeting. Do this every time without fail, put away 10% minimum and in the future you will thank your past self. Saving is a discipline sorely lacking in our society. Most people think, I don’t have enough incoming to save, but when they do an  … Read more

THE ANATOMY OF THIS BUDGET The beginning of any personal money management and budgeting system is the anatomy of that system that makes it work. What makes this budget so simple is that it is based on percentages. This makes it very easy to calculate, and know exactly, what to do with your money. Suggestions  … Read more

One of 4 rules to personal money management and budgeting. Do this one thing first and watch everything else fall into place. There is no better feeling in the world than being generous with your resources. The proverb that says: “It is better to give than to receive” is so true, and has stood the  … Read more